Unyakeenable Wealth Plus Plan

We live in a digital age. Needless to say, everything is getting digitalized from personal level to national level. Our economy is aiming to be a digital economy. Digitization is favoured because it is making life simpler.

When it comes to insurance, it is taking a digital form too. The joint venture between Edelweiss Group & Tokio Marine Holdings of Japan aims to provide consumers with an insurance plan which is digital, transparent, & customer friendly. It is advanced & perfect for customers of all age groups. Edelweiss Tokio Life Managing Director and CEO Mr Deepak Mittal says, “Wealth Plus is an industry-first product aimed at wealth creation where the longer the policyholder invests, the more we contribute to his funds.” It is best described in the market as a ULIP with no charges. To further explain why this is so, it is a unit linked insurance plan that has no premium allocation & policy administration charges and provides additional allocation on every premium paid and increases every 5 years. This plan not only has you covered in terms of financial security of your family but also aids you to accumulate wealth. The winner of Outlook Money Awards 2016 – Edelweiss Tokio has brought the plan which may seem Unyakeenable but is 100% true!

Let us walk through the features of Edelweiss Tokio Life Wealth Plus Plan-

·         Zero allocation and administration charges: 100% of your premium is invested into the funds as per your chosen investment strategy. No premium allocation and policy administration charges are levied throughout the policy term.

·         Additional allocations: Every year, additional allocations are added to the fund on every premium paid by you during the premium paying term. These allocations start at 1% and increase every 5 years to 3%, 5%, and 7% thereby accelerating your wealth accumulation.

·         Investment Strategy: You have an option to choose from one of the following investment strategies based on your profile and risk appetite:

·         Lifestage and duration based strategy – Edelweiss will manage your asset allocation based on your age and remaining years to your policy maturity.

·         Self-Managed Strategy wherein your money will be allocated to your choice of fund(s)

·         Rising Star Benefit: If you opt for Rising Star Benefit, then your child’s future financial needs are taken care of even in your absence

·         Liquidity or Partial Withdrawal: You have option to partially withdraw your money in case of emergencies from the 6th policy year

·         Unlimited Opt-in and Opt-out option between Investment Strategies

·         Unlimited free switches between funds

·         Tax benefits: You may be eligible for tax benefits as per applicable tax laws.

(Please get this verified from the tax team)

·         80C/80CCC: Deduction is allowed for only so much of the premium payable as does not exceed 10% of the actual capital sum assured. The maximum amount of deduction that an assessee can claim under Sections 80C, 80CCC will be limited to Rs. 150,000

·         Top-up Premium: You can invest your surplus money as Top-up Premium over and above the Premium subject to conditions.

So, to summarise, Edelweiss Tokio Life – Wealth Plus is not only helps you secure your family financially but is a great investment mode as well. And one can say that because of the USPs of this fund. Wealth Plus provides additional allocation i.e company contributes in your premium every time you pay the premium. Also you can switch between the funds in different category at absolutely zero charges. And with all such benefits, returns in long term are better than mutual funds. And Yes, you get a life cover as per your policy as well. All these benefits make this fund stand out in the cluttered market of invest products & makes it better than other comparable income options. Secure the future of your family with this Unyakeenable Wealth Plus Plan.

myDaily Meal Review

Being a picky eater and being away from home is the worst combination ever! And if unfortunately the add-on is evil ideas that brew in your Mess workers’ minds like sending Karela (Bitter Gourd) and Tindora (Ivy Gourd) ‘together’ in your tiffin. Well, sadly I’ve to admit ‘Story of my Life’. So what do you do? You skip meal and spoil your day along with everybody else’s. How do you ask? Well, for starters, your blood sugar takes a dramatic nosedive- dragging your ability to think straight right along with it. When there isn’t enough sugar in your blood to fall from, you lose your ability to focus. Your brain straight-up can’t function. Okay, that took a toll on your life, what about others? Ever notice how cranky and stabby you get, when you’re starving. Being ‘Hangry’ (Hungry+Angry) is not an Internet hoax. It is very, very real. And it can get very, very real for those around you. You start to feel jittery & anxious and your big picture thinking turns off. You become the moodiest, least-fun version of yourself. And don’t even get me started on the diseases you might catch. You openly challenge diseases by skipping a meal, as you run low on nutrients. But then again, you are a ‘picky’ eater. And not just that, sometimes you travel without healthy options to eat or you’re stuck in a meeting or are just too busy to have a proper meal. Well, then what? What if I tell you there is a solution!

myDaily is the solution to the above mentioned and then some more problems! 

It is Perfectly Engineered Meal Replacement shake. Make your perfect meal in just 1 minute containing 12 essential vitamins and 13 minerals. It is the healthiest meal you can have. Below attached is the Ingredients’ list & Nutrition Information. 

It comes in three flavours- Chocolate, Vanilla and neutral flavour. I tried the chocolate variant and Boy do I love it! myDaily has proved ‘Healthy food can’t be delicious’ myth wrong! I was so happy to find a meal which is healthy and agrees and fulfills tantrums of my taste buds. Preparing the myDaily meal is absolutely easy. Pour the content in a shaker, add 350ml water, shake it well and you are good to go! You can even add fruits or sugar to the shake. I threw in some pieces of strawberries. Sweetness level was just about right for me.

I absolutely felt full for about 6-7 hours. I was satiated till my snack time. I’m very happy with this product. Mostly because of its nutritional value and also because it has no added preservatives or artificial colour and is transfat free. So next time don’t skip a meal, just pick a packet of wonder that is myDaily and stay the version of yourself without hangriness getting you.

Get it here- www.myDailymeal.com

My rating- 5/5. What can I say? I love it!